dollar‑cost averaging
Dollar‑Cost Averaging vs Lump‑Sum Who Wins For Financial Independence
In 80% of 15-year rolling windows, dollar-cost averaging outperformed lump-sum investing, making it the more reliable path to financial independence for most investors. That statistic comes from extensive back-testing of the Vanguard Total Stock Market ETF (VTI), a core vehicle for low-cost, diversified investing. Below I break down how DCA