catch-up contributions
7 Catch-Up Contributions Drive Retirement Planning Speed
Catch-up contributions let workers 50 and older accelerate their retirement savings, often adding thousands of dollars to the final balance. In 2026, the IRS catch-up limit for eligible employees rises to $17,500, a 22% boost over the standard deferral limit (IRS Issues Final Regulations on SECURE 2.0 Catch-Up