automation fire
Robo‑Advisor vs DIY Brokerage: Financial Independence?
Robo-Advisor vs DIY Brokerage: Financial Independence? In fiscal 2020-21, CalPERS paid $27.4 billion in retirement benefits, showing how large-scale, automated investing can generate massive payouts. For most individuals, a robo-advisor typically outperforms a DIY brokerage for achieving financial independence because it automates contributions, rebalancing, and low-cost index exposure while